Rest assured, we will find your perfect home. Once we do, there will be a few additional steps yet on the road to home ownership. There’s negotiation, inspections, escrow, down payments, legal paperwork, and loan approvals. But don’t worry, I will be there every step of the way, representing you and making sure your interests are protected.
An important first step in the process of purchasing a home is getting pre-approved for a loan. I recommend that you do this as soon as possible. Why? There are three reasons.
Getting pre-approved for a loan will give you, in writing, precisely the loan amount you can get. This allows you to calibrate your home price range and narrow your home search.
When it comes time to make an offer, being pre-approved gives you a stronger bargaining position. A seller will prefer your offer, because they know that the loan will not fall through. Your offer will also be more credible.
Being pre-approved also means that your loan application will be accelerated. You will be in your perfect home quicker and with less stress.